By: Sahil Luthra
As you considering to apply for social security benefits starts to do some research about your benefits options, aware of what to expect and things done before starting the process.
Consider the timing of your application, collect all the related documents, create a My Social Security Account, then fill a Social Security Application
Timing of your application play a vital role to decide how much benefits your are going to enjoy ,if you wait until your full retirement age you will get maximum benefits.
The process to start your social security payments can take some time nearly two months or more, so its better to apply prior of your need.
Collect all the required documents which you need to apply, some documents may be easy to get, keep these in one place to save time later.
Social Security Card, Birth Certificate, Proof of U.S. Citizenship, a copy of your military service papers, a copy of W-2 forms or a self- employment tax return from the previous year.
Any marriage, divorce and death certificates, bank information to set up deposits, a spouse’s Social Security number and date of birth (if applying for spousal benefits).
Set up a My Social Security Account it allows you to track your history of lifetime earning and it will help in accurate calculation of your Social Security Benefits.
Some Claims cannot be filled online such as survivor of a deceased spouse, for this requirement visit or make a call to Social Security Administration.
You can fill out an application online at ssa.gov, and be prepared to share the documents you have gathered and to review your Social Security statement.
The amount received is calculated on the average amount of your earning during period of 35 years.
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