By: Sahil Luthra
American Street
If you are divorced, you may be eligible for benefits based on your ex-spouse's work record but you should know how to qualify for this.
As a divorcee keep these things in mind to collect SS benefits based on former spouse's earning records, that you must have been married to that spouse for 10 years or more.
As a former spouse you should know the criteria, that you must be at least age 62, you cannot currently be married to receive these SS Benefits.
As a former spouse, you must be entitled to receive Social Security retirement or disability benefits at the time the former spouse applies.
You can receive benefits on an ex-spouse's record if you have been divorced for at least two continuous years and the ex-spouse has not applied for retirement benefits but can qualify for them.
If you were born before Jan. 2, 1954, and have already reached full retirement age, you can choose to receive only the divorced spouse’s benefit and delay receiving your own retirement benefit until a later date.
A divorced spouse is entitled to a Social Security benefit that's equivalent to 50% of the ex-spouse's retirement benefit even if the ex-spouse has remarried.
If the divorced spouse was married and divorced more than once, and each marriage lasted the required 10 years, that person is entitled to the higher of the two benefits, but not both.
If the former spouse remarries and the new spouse is collecting Social Security benefits based on that person's employment record, the ex-partner can also collect based on that record.
If you remarry while receiving benefits based on your ex-spouse entitlement, and that person is still alive, you will no longer be eligible for those benefits.
If your ex-spouse passes away, you can remarry and continue collecting survivor benefits on his or her earnings record, as long as you were 60 or older when you remarried.
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