By: Sahil Luthra
Social Security benefits provides you based on your earnings when you retire, develop a qualifying disability or go to your spouse, children or survivors after you die.
Unlike Social Security benefits, the Social Security Administration distinguishes that Supplemental Security Income (SSI) is not based on your work earnings or a family member’s work.
As per Social Security benefit is based on your lifetime earnings whereas in SSI Benefits are need based.
As per Social Security benefit is based on financed by employer and wage contributions whereas in SSI Benefits are based on financed by general funds.
In Social Security Benefit there is no limit for your income or resource, whereas you must have limited income and resources to qualify for SSI.
For qualifying for Social Security Benefit you must be “insured” or worked long enough and paid SS taxes, whereas for qualifying for SSI you do not need work credits.
People who are qualifying for Social Security Benefit may be automatically enrolled in Medicare, whereas in case of SSI they may qualify for Medicaid or Medi-Cal in California.
As per Social Security Benefits there are benefit like retirement, survivor and disability, whereas there are benefits based on aged, disability and blindness in SSI.
As per Social Security Benefits provides benefits to eligible family members, but its not the case in SSI there are no family benefits provided.
In Social Security Benefit other income does not affect benefits, except wages may affect benefits under full retirement age or disability benefits, but in SSI other income may affect benefits.
While taking Social Security Benefit where you live and your household does not affect your benefits, but for SSI where you live and other members of your household could affect your benefits.
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