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6 Reasons You Possibly Won’t Get Social Security

By: Sahil Luthra

American Street

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Social Security Benefits

Social Security Benefits supports you financially to live a graceful life even after your retirements but in some cases may be you are not eligible or might loose to have it.

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Earn Credit 

For collecting Social Security Benefits, you have to earn "credits" through working that enable you to qualify for these benefits, four credits is the most you can earn in one year.

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1.  Lack of Credit

To get Social Security Benefits every one needs 40 credits to qualify if you haven't worked enough to earn this you may not qualify for these benefits.

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2. Exceptional Govt. Employees

There are some exceptions in order to provide SS Benefit to some employees, these employees pay into, and receive, state-funded pension plans like U.S. government employees hired before 1984.

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Not Eligilble For S S Benefits

Railroad employees , foreign nationals who work in the United States for their home govt., police and firefighters are those who are not eligible to receive SS Benefits.

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3. Fail To Pay Tax Correctly

If you are self employed then you need to pay self employment tax along with your federal tax return. If you do it incorrectly, you may not have Social Security credits to receive benefits when you retire.

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4. Social Security Rules For Divorcee

If you are divorced and did not earn enough credits to receive S S benefits by self, and waiting for getting half of your ex-spouse's benefits, then you have to be single, 62 years old or older and have made less money and benefits than your ex-spouse.

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5. Retire in Some Foreign Countries

If you retire outside of the United States, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands or American Samoa, you may not receive S S Benefits.

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Living Outside of U.S.

You can use Payments Abroad Screening Tool to determine your eligibility to receive payments while living outside the U.S. to get S S Benefits.

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6. Immigrants With Less Credit

Those Immigrants who came to the U.S. later in life and have not been able to earn the 40 necessary work credits to qualify for S S benefits will not be able to receive these funds at retirement.

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To Get Social Security Benefits

One way to get S S Benefits for Immigrants is to earn six work credits in the U.S. which will entitle the person to prorated U.S. benefits 

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